Net Worth Calculator
Use this free net worth calculator to see your true financial position: everything you own minus everything you owe. It's the single best number to track over time.
Net Worth Calculator
Your net worth = everything you own minus everything you owe. It's the single best snapshot of your finances.
AssetsLiabilities
Track this every few months — a rising net worth means you're moving in the right direction.
How it works
Net worth = assets − liabilities. Add your cash, investments, property, vehicles and valuables, then subtract your loans and credit-card debt. A positive and rising net worth means you're building wealth. To grow it, spend less than you earn, pay down high-cost debt, and invest the surplus — see how to calculate your net worth and compound interest.
Frequently asked questions
What is a good net worth?
It depends on your age and income, but the goal is steady growth: each year, aim for your net worth to rise. Compare yourself to last year, not to other people.
Should I include my house and car?
Yes — include their current market/resale value as assets, and include any loan still owed on them as liabilities.
Why track net worth?
It's the clearest single measure of financial progress: it captures saving, investing and debt repayment in one number.
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