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Net Worth Calculator

Use this free net worth calculator to see your true financial position: everything you own minus everything you owe. It's the single best number to track over time.

Net Worth Calculator

Your net worth = everything you own minus everything you owe. It's the single best snapshot of your finances.

Assets (what you own)
Liabilities (what you owe)
Your net worth
Total assets
Total liabilities
Debt-to-asset

AssetsLiabilities

Track this every few months — a rising net worth means you're moving in the right direction.

How it works

Net worth = assets − liabilities. Add your cash, investments, property, vehicles and valuables, then subtract your loans and credit-card debt. A positive and rising net worth means you're building wealth. To grow it, spend less than you earn, pay down high-cost debt, and invest the surplus — see how to calculate your net worth and compound interest.

Frequently asked questions

What is a good net worth?

It depends on your age and income, but the goal is steady growth: each year, aim for your net worth to rise. Compare yourself to last year, not to other people.

Should I include my house and car?

Yes — include their current market/resale value as assets, and include any loan still owed on them as liabilities.

Why track net worth?

It's the clearest single measure of financial progress: it captures saving, investing and debt repayment in one number.

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Educational tool only — not financial, tax or religious advice.